We understand that the debt enforcement and collection process may seem complicated and confusing at times. Our FAQs contain all you need to know to help you avoid unnecessary fees and enforcement action, and begin the journey towards a secure, debt-free future.
If we haven't answered your question, please Contact Us or why not get help immediately through our live Webchat service found at the bottom right of your screen?
My question is about (please select):
General information
Your case has been passed to CDER from an authority or the Court Service. More information is available here.
Alternatively please contact us on 0330 460 5295 (local rate) so we can provide personal guidance.
Your case has been passed to CDER from an authority or the Court Service. More information is available here.
Alternatively please contact us on 0330 460 5295 (local rate) so we can provide personal guidance.
Please do not ignore correspondence from the CDER Group. If you fail to contact CDER after the Notice Of Enforcement has been received, an Enforcement Agent will attend the address to take control of and remove goods and you will incur additional fees.
Your vehicle can also be located by means of our Automatic Number Plate Recognition (ANPR) agents who can take control and remove your vehicle from a highway.
Please visit our Contact Us page for full details of how we can be reached.
Yes you can. Please Contact Us and a member of the team will enable this on our system.
Details of how to make a complaint are found here: Lodge a Complaint
My debt
You can check your balance by registering on our Customer Portal. To register, you will need your CDER and Client Reference, located on our correspondence to you. If you cannot locate these numbers please Contact Us and a member of the team can help you.
A Notice of Enforcement will have been sent to you with the details of the debt and guidance on how to pay. We may also make attempts to contact you using email, telephone and text messages. If you fail to respond, we will send an Enforcement Agent to your address to take control of and remove goods to clear the debt.
The fees we charge are set by the government. A Compliance Fee of £75 is applied to each case. Additionally, an Enforcement Fee of £235 will be applied if an Enforcement Agent visits your property, and a Sale Fee of £110 is applied upon the start of the process of goods being removed.
Further details about fees and charges can be found at https://www.legislation.gov.uk/uksi/2014/1/schedule
A standard Compliance Fee of £75 is applied when the case is passed to CDER. Further fees may be applied, please see the answer to the question above for further information.
Please Contact Us and a member of the team will provide support and guidance.
Please Contact Us and a member of the team will provide support and guidance.
Please do not ignore our correspondence. Contact us to explain your situation by telephoning 0330 460 5295. You may need to submit information or evidence.
Further information on this is found here Submit Evidence
This information is not held by CDER. You should contact the relevant local authority or organisation directly for assistance.
Please contact us, and a member of the team will help you.
Please visit our information page specifically for TFL customers
Please visit our information page specifically for HMCTS customers
Please visit our information page specifically for DART Charge customers
Payment and payment plans
You can view your arrangement options by registering on our Customer Portal. To register, you will need your CDER and Client Reference, located on our correspondence to you. If you cannot locate these numbers please Contact Us and a member of the team can help you.
Payment must be made to prevent further action. Please click here for Ways to Pay. If you cannot afford to pay in full please Contact Us to discuss your options. If you fail pay or to contact CDER after the Notice of Enforcement has been received, an Enforcement Agent will attend the address to take control of and remove goods and you will incur additional fees.
The Notice of Enforcement states the date and time by which you need to make payment. If you are unsure what date and time this is, please Contact Us, and a member of the team will provide support and guidance.
We are here to help. Please call us now to discuss your situation and get guidance on your options. HMCTS customers call 0330 159 6553, all other cases call 0330 460 5295. Alternatively you can use our live Webchat, available 8am-4pm Monday through Friday.
Please contact us, we will do all we can to be flexible and find a way forward for you. HMCTS customers call 0330 159 6553, all other cases call 0330 460 5295.
We are here to help. Please call us now to discuss your situation and get guidance on your options. HMCTS customers call 0330 159 6553, all other cases call 0330 460 5295. Alternatively you can use our live Webchat, available 8am-4pm Monday through Friday.
Please contact us, we will do all we can to be flexible and find a way forward for you. HMCTS customers call 0330 159 6553, all other cases call 0330 460 5295.
Please contact us, we will do all we can to be flexible and find a way forward for you. HMCTS customers call 0330 159 6553, all other cases call 0330 460 5295.
If you forget or miss a payment the payment arrangement will break which will result in further action taking place against you. Please Contact Us urgently if you have missed a payment so we can assist you further.
You should gather evidence of your payment and send this by email, with your CDER Reference, to customercare@contactcder.co.uk. A member of the team will review this and assist you further. Alternatively, you can send this to us via our live Webchat service which is available in the bottom right corner of our website, 8am-4pm BST Monday through Friday.
No. All payments must made directly to CDER as the case has been passed to us to deal with.
No. CDER cannot deduct amounts directly from your wages or benefits. Please click the following to review your payment options Ways to Pay.
Extra support
We know that taking the first step is the hardest, but please reach out for help. You can Contact Us for guidance, or access support at no charge from independent advice organisations. More information here.
We are here to help. Please call us now to discuss your situation and get guidance on your options. HMCTS customers call 0330 159 6553, all other cases call 0330 460 5295. Alternatively you can use our live Webchat, available 8am-4pm BST Monday through Friday. Alternatively, our budget calculator can be found here. This is a useful tool to help you understand your financial situation and is a great place to start.
We are here to help. Please call us now to discuss your situation and get guidance on your options. HMCTS customers call 0330 159 6553, all other cases call 0330 460 5295. Alternatively you can use our live Webchat, available 8am-4pm BST Monday through Friday.
We know that taking the first step is the hardest, but please reach out for help. You can Contact Us for guidance, or get support at no charge from independent advice organisations. More information here.
Please visit Independent Advice for links to national organisations that can provide impartial, free support and advice.
We are sorry to hear that and we know how difficult it can be to talk, but please tell someone how you are feeling. Visit our page Extra Support to find details of people who will listen to you and not judge you.
We are sorry to hear that and we know how difficult it can be to talk, but please tell someone how you are feeling. Visit our page Extra Support to find details of people who will listen to you and not judge you.
I don't think that this is my debt
Both people are jointly and severally liable for the full amount outstanding. This means that either person can be pursued for the full amount.
Paying only half will not prevent further action against you.
Please Contact Us for more guidance.
You need to submit evidence to us of the sale of the vehicle. Please visit Submit Evidence for full instructions.
You need to submit evidence to us of the timing of the change of ownership of the vehicle. Please visit Submit Evidence for full instructions.
You need to contact the DVLA and get a letter from them which confirms you have never owned the vehicle which committed the offence(s). Please visit Submit Evidence for full instructions.
You will need to submit evidence to us that you are the new occupier of the property. Please visit Submit Evidence for full instructions.
You will need to submit evidence to us that you are the occupier of the property. Please visit Submit Evidence for full instructions.
Although there is no legal obligation for you to provide such proof, doing so will be beneficial to you because we are bound as servants of the Local Authority/Court to pursue repayment at the address and cannot stop action without evidence. Further guidance is found on this page: Submit Evidence.
You must contact the Local Authority to dispute the liability of the original debt. Please note that CDER's action to recover the debt cannot be stopped unless we are instructed to do so by the Local Authority.
Please visit Submit Evidence for full instructions.
Enforcement
An 'enforceable debt' means that an Enforcement Agent has the legal authority to come to your address to take control of and remove goods to clear the debt. 'Debt collection' does not involve the enforcement process and goods cannot be removed to clear the debt.
Debts that are enforceable include County Court Judgements, Council Tax and Non Domestic Rates Arrears, Criminal Fines, Child maintenance, Parking, Traffic and Road User fines, and money owed to HMRC.
Yes. Enforcement Agent is an alternative name for a Bailiff. This video produced by CIVEA (a trade association that represents enforcement agents in England and Wales) explains more about the work that enforcement agents do.
These are the legal documents that give an Enforcement Agent or Bailiff the authority to conduct enforcement activity. If you need further information regarding this, you should seek independent legal advice or you can contact your local Citizens Advice Bureau.
The CDER Group and their Enforcement Agents must act in accordance with relevant legislation such as Schedule 12 TCE Act 2007 and The Taking Control of Goods Regulations 2013. A full list of the regulations we adhere to can be found here: Standards and Legislation. If you believe we have acted outside of these, you can make a complaint. Details of how to make a complaint are found here: Lodge a Complaint Additionally, CDER are accredited by the Enforcement Conduct Board, an independent professional body that provides oversight of the enforcement industry to ensure that all those who are subject to enforcement action in England & Wales are fairly treated. More information is found on their website
You must contact the Enforcement Agent on their telephone number found on the bottom of the letter. They will guide you on what to do next.
An Enforcement Agent can attend an address between the hours of 6am and 9pm. They can attend on any day after the date and time shown on the initial Notice of Enforcement issued to you.
CDER are provided with an address by the relevant authority who passed the case to us. Our initial action is conducted at that address. We also use third-party tracing and DVLA checks on vehicles to try and locate customers who have moved to a new address.
CDER's Enforcement Agents carry a copy of their certificate from the Court, as well as identification issued by CDER to confirm they are working on behalf of us.
Yes. An Enforcement Agent will show you their ID upon request.
The Enforcement Agent is instructed to attend the address to take control of and remove goods to clear the debt. However, they can also discuss the case with you and provide information relating to the debt, as well as ask the office to send copies of any documentation to you.
No. Obstruction of an Enforcement Agent is a criminal offence. Further details of this can be found here.
No you are not required to let the Enforcement Agent enter your property. However, it is often beneficial to do so as they are better able assess your situation and discuss the case discreetly from inside the property.
Taking Control of Goods' means that the goods have been 'seized' and from that point onwards they cannot legally be tampered with or sold to a Third Party. You should seek independent legal advice or contact your local Citizen's Advice Bureau if you require further clarification.
The only way to prevent goods being removed is to make a payment arrangement with the attending Enforcement Agent. It is unlawful to obstruct an agent conducting their duties. Further information can be found here.
A brief summary of what items can be removed by an Agent can be found on the Citizens Advice Bureaus website here If you are unsure if goods were lawfully removed, you should seek independent advice.
No, you should not hide goods from an Enforcement Agent. Enforcement Agents are legally entitled to conduct a thorough search of an address to take control of goods. It is a criminal offence to obstruct them in carrying out their duties.
CDER's Enforcement Agents record their attendances to protect themselves and members of the public. The footage is important evidence should a complaint or a dispute about the visit arise. You are entitled to ask the Agent to switch the camera off if you wish to do so.
You need to send all your evidence, within 7 days of the goods being taken into control, to thirdpartykeepers@cdergroup.co.uk. You will receive an automated email reply with the process which you should follow.
Your goods will be held in a secure storage facility until the balance has been cleared, where they will be made available for collection. If the balance is not paid they will be sold at auction.
For safety and security reasons, the storage facility address will only be provided to you once it has been confirmed the goods can be released to you subsequent to payment being made or other resolution reached.
Yes. If the amount received at auction is above the amount you owe, you will receive a refund of the overpayment from the sale.
You need to contact the Enforcement Agent who is dealing with the case. Their contact information can be found on a notice posted, or on the 'warning of immobilisation' sticker which will have been placed on the vehicle.
If you are unaware of the location of your vehicle or who has removed it, you should initially contact the Police for clarification.
Data and privacy
Your credit rating will not be affected by this matter.
Your information is only shared with CDER staff and the client who we are acting on behalf of. Further information can be found on our privacy policy.
All information held about you is kept securely within our systems and is only accessed by authorised individuals. Further information can be found on our privacy policy.
You can send an email with the data you require to customercare@cdergroup.co.uk and include your CDER Reference and this will then be passed to the GDPR Team. Alternatively, you can request this via our chat service in the bottom right corner of our website or by calling a member of our Call Centre. HMCTS customers call 0330 159 6553, all other cases call 0330 460 5295.
Once your proof has been checked and accepted, it is permanently deleted from our correspondence system. Further information about this can be found at point 5 of our privacy policy under the header New Occupiers: Privacy Policy.
For other questions, please Contact Us.